Credit Evaluator | DOMASCO | Qatar - Al Futtaim Group

About the Business:



Doha Marketing Services Company W.L.L. (DOMASCO), an overseas joint venture of the reputable UAE-based Al Futtaim Group, has been operating business in Qatar for 18 years and has sole distribution Honda, Volvo cars and trucks, reputed brands of watches and electronics such as Raymond Weil, Casio, Sanyo, Aftron and Godrej in the country.



About the Role:



This position is responsible for providing administrative support to IHF division and their customers along with the responsibility of processing applications, and to review financial statements, cash flow statements and related documentation efficiently for the purpose of assessing the credit worthiness of customers. The focal points of the credit evaluator are customer service and risk management. The Credit evaluator must be competent in the technical aspects of processing applications after determining the credit worthiness of the customer by visiting business units and evaluating financial statements. Main Responsibilities of the role:

* Develops a thorough understanding of IHF policies, processes, and procedures related to processing applications and contracts and assessing credit worthiness.

* Takes actions necessary to collect and verify information required to process credit applications and to access risk. This includes visiting customer premises and contacting concerned persons.

* Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. Combine IHF credit guidelines with professional judgment to recommend the level of credit to be extended to each customer.

* Prepare reports that include the degree of risk involved in extending credit or lending money.

* Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity. Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.

* Confer with Qatar credit bureau and other business representatives to exchange credit information.

* Complete loan applications, including credit analyses and summaries of loan requests, and submit to Credit approval committees for approval.

* Generate financial ratios, using computer programs, to evaluate customers' financial status. Uses spreadsheets and other automated or manual processes to compile required documentation and reports that will be used, in part, as presentation tools for Credit Committee meetings. This includes creating detailed summaries and recommendations as to the credit decisions.

* Other duties, as assigned.

Job Details

Date Posted:	2014-05-29
Job Location:	Qatar
Job Role:	Accounting/Banking/Finance
Company Industry:	Automotive

Preferred Candidate

Career Level:

Mid Career

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Company:

Date Posted: May 29, 2014 at 08:00AM

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Credit Evaluator | DOMASCO | Qatar - Al Futtaim Group